A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Current public evidence favors My Funded Futures for the balanced model.
My Funded Futures is $73 cheaper to get started. My Funded Futures charges $153/mo (monthly subscription). Trade Day charges $87/mo (monthly subscription) plus a $139 activation fee. Trade Day currently has an active promotion which may further reduce cost.
My Funded Futures's daily loss limit is a soft breach — the account pauses rather than fails. Trade Day's daily loss limit is a hard breach — hitting it immediately disqualifies the account.
My Funded Futures gets you funded faster, with an estimated ~14 days to first payout (2d eval + 0d winning + 12d processing). Consistency rules also affect pacing: My Funded Futures caps your best day at 50% of total profit, while Trade Day caps at 30% — a looser rule means you may need fewer trading days in practice.
My Funded Futures offers up to 80% profit split(Daily payouts, $500 min), while Trade Day offers up to 95%(On Demand payouts, $250 min). The 15 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,500 more in your pocket.
When comparing withdrawal frequency, the gap between payouts matters. My Funded Futures requires 0 profitable trading days between each withdrawal — at 20 trading days per month, that works out to roughly 20 payouts per month. Trade Day has no minimum profitable days requirement between withdrawals.
Trade Day requires clearing a buffer zone before your first payout — you must earn above your starting balance plus the drawdown amount before any withdrawal is allowed. My Funded Futures has no buffer requirement, meaning payouts are available from day one.
My Funded Futures is more flexible overall. News trading: My Funded Futures allows it while Trade Day restricts it.
News trading allowed · Only 2 min trading days
Starting at $95 · Active promo code available
News trading OK · No consistency rule
Starting at $87 · Active promo code available
Both firms work well for budget traders. My Funded Futures is a stronger fit for day traders and scalpers (news trading allowed). Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, My Funded Futures reaches break-even on day 10 while Trade Day reaches it on day 12. My Funded Futures costs $73 less to get started. My Funded Futures projects $396/mo more in funded earnings.
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Comparing My Funded Futures or Trade Day with another firm?
This public economics comparison uses ordinary public product/help/rule material and values derived from it. All required model inputs are supported by ordinary public product/help/rule material or derived directly from it.
Expected value is a comparison estimate here, not outcome truth; it uses scenario assumptions and should not be read as an empirical outcome prediction.
My Funded Futures uses EOD Trailing drawdown at 3% ($100 buffer once locked at initial), while Trade Day uses Intraday Trailing at 4% ($2,000 buffer once locked at initial). Trade Day uses intraday trailing, the strictest type — your floor moves in real time with every tick of profit. My Funded Futures's EOD trailing only adjusts at market close, giving intraday profits a safer cushion. Lock behavior differs: My Funded Futures — locks at $50,100 after $100 profit, while Trade Day — locks at $50,000 after $2,000 profit. My Funded Futures also has a $1,000 daily loss limit, while Trade Day does not. My Funded Futures's daily loss limit is a soft mechanism (pause until next day), while Trade Day has no such soft protection.
My Funded Futures requires a minimum of $150 daily profit for a day to count toward payout eligibility. Trade Day has no qualifying day minimum.
My Funded Futures caps funded accounts at 5 payouts before requiring a transition to a live account. Trade Day has no maximum payout count.
Trade Day requires a $2,000 safety net buffer before your first payout. My Funded Futures has no safety net requirement.
Trade Day applies a 50%/50% split on buffer zone withdrawals until the buffer clears.
My Funded Futures caps each withdrawal at $2,000 per request. Trade Day has no per-request cap.
Overall, My Funded Futures scores higher (60 vs 59) on our trader-friendliness index. Key advantages: lower starting cost, faster path to funded, fewer trading restrictions, more lenient consistency rules. That said, Trade Day wins on more forgiving drawdown rules, better profit split, no inactivity limit. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.