Funded Futures Network vs Topstep

Topstep is $2 cheaper to get started. Funded Futures Network charges $80/mo (monthly subscription) plus a $120 activation fee. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Funded Futures Network currently has an active promotion which may further reduce cost.

Funded Futures Network's daily loss limit is a soft breach — the account pauses rather than fails. Topstep's daily loss limit is a hard breach — hitting it immediately disqualifies the account.

Funded Futures Network uses EOD Trailing drawdown at 4% ($2,000 buffer once locked at initial), while Topstep uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Funded Futures Network also has a $1,250 daily loss limit, while Topstep does not.

Topstep gets you funded faster, with an estimated ~2 days to first payout (2d eval). Consistency rules also affect pacing: Funded Futures Network caps your best day at 40% of total profit, while Topstep caps at 50% — a tighter rule means you may need more trading days in practice.

Funded Futures Network offers up to 80% profit split(On Demand payouts), while Topstep offers up to 90%(Daily payouts). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.

Both firms have similar trading restrictions.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, Funded Futures Network reaches break-even on day 12 while Topstep reaches it on day 12. Topstep costs $128 less to get started. Funded Futures Network projects $3,374/mo more in funded earnings.

Overall, Topstep scores higher (79 vs 68) on our trader-friendliness index. Key advantages: lower starting cost, more forgiving drawdown rules, faster path to funded, better profit split, more lenient consistency rules. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.