A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Current public evidence favors Funded Futures Network for the balanced model.
Topstep is $82 cheaper to get started. Funded Futures Network charges $160/mo (monthly subscription) plus a $120 activation fee. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.
Topstep gets you funded faster, with an estimated ~10 days to first payout (2d eval + 5d winning + 3d processing). Consistency rules also affect pacing: Funded Futures Network caps your best day at 40% of total profit, while Topstep caps at 50% — a tighter rule means you may need more trading days in practice.
Funded Futures Network offers up to 90% profit split(Daily payouts, $500 min), while Topstep offers up to 90%(Daily payouts, $125 min).
When comparing withdrawal frequency, the gap between payouts matters. Funded Futures Network requires 5 profitable trading days between each withdrawal, while Topstep requires 5 profitable trading days. At 20 trading days per month, that means Funded Futures Network can request roughly 4 payouts per month versus Topstep's 4.
Topstep requires 5 trading days between payout requests. Funded Futures Network has no minimum trading day gap between payouts.
Both firms have similar trading restrictions. Copy trading: allowed at Funded Futures Network but restricted at Topstep.
News trading allowed · Only 5 min trading days
News trading allowed · Only 2 min trading days
News trading OK · No consistency rule
Both firms work well for day traders. Topstep is a stronger fit for scalpers (news trading ok). Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Funded Futures Network reaches break-even on day 12 while Topstep reaches it on day 12. Topstep costs $82 less to get started. Funded Futures Network projects $3,620/mo more in funded earnings.
Choose Topstep if you want:
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Comparing Funded Futures Network or Topstep with another firm?
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Some model inputs are visible in ordinary public material, but one or more public fields are missing or unavailable.
Funded Futures Network uses Intraday Trailing drawdown at 4% ($2,000 buffer once locked at initial), while Topstep uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Funded Futures Network uses intraday trailing, the strictest type — your floor moves in real time with every tick of profit. Topstep's EOD trailing only adjusts at market close, giving intraday profits a safer cushion. Both have daily loss limits: Funded Futures Network at $1,250, Topstep at $1,000. Topstep's daily loss limit is a soft mechanism (pause until next day), while Funded Futures Network has no such soft protection.
Topstep limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. Funded Futures Network has no percentage-of-profit cap on payouts.
Maximum per withdrawal request: Funded Futures Network caps at $10,000, while Topstep caps at $5,000.
Funded Futures Network applies a Adjusts Excess consistency penalty when a single oversized day dominates profits. Topstep has no consistency penalty configured.