A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Tradeify is $87 cheaper to get started. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Tradeify charges $111/mo (monthly subscription). Tradeify currently has an active promotion which may further reduce cost.
50% consistency → need 2+ profitable days
2d eval + 5d winning + 3d processing
1 min trading days
1d eval + 5d winning + 60d processing
Topstep gets you funded faster, with an estimated ~10 days to first payout (2d eval + 5d winning + 3d processing). Tradeify has no consistency rule, meaning you could pass the evaluation in a single profitable day. Topstep requires your best day to be no more than 50% of total profit.
Topstep offers up to 100% profit split(Daily payouts, $125 min), while Tradeify offers up to 100%(Bi-weekly payouts, $250 min).
When comparing withdrawal frequency, the gap between payouts matters. Topstep requires 5 profitable trading days between each withdrawal, while Tradeify requires 5 profitable trading days. At 20 trading days per month, that means Topstep can request roughly 4 payouts per month versus Tradeify's 4.
Topstep requires 5 trading days between payout requests. Tradeify has no minimum trading day gap between payouts.
Automation & bots allowed · News trading OK
News trading allowed · Only 2 min trading days
News trading allowed · Only 1 min trading days
Starting at $111 · Active promo code available
Both firms work well for day traders. Topstep is a stronger fit for scalpers (automation & bots allowed). Tradeify is a stronger fit for budget traders (starting at $111). Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Topstep reaches break-even on day 12 while Tradeify reaches it on day 10. Tradeify costs $87 less to get started. Tradeify projects $520/mo more in funded earnings.
Choose Topstep if you want:
Choose Tradeify if you want:
Topstep requires a minimum of $150 daily profit for a day to count toward payout eligibility. Tradeify has no qualifying day minimum.
Topstep limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. Tradeify has no percentage-of-profit cap on payouts.
Tradeify requires a minimum account balance of $53,000 before you can request a payout. Topstep has no minimum balance requirement.
Overall, Topstep scores higher (72 vs 69) on our trader-friendliness index. Key advantages: faster path to funded, fewer trading restrictions, more lenient consistency rules. That said, Tradeify wins on lower starting cost. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.