Topstep vs Tradeify

Tradeify is $99 cheaper to get started. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Tradeify charges $99 one-time.

Topstep gets you funded faster, with an estimated ~10 days to first payout (2d eval + 5d winning + 3d processing). Tradeify has no consistency rule, meaning you could pass the evaluation in a single profitable day. Topstep requires your best day to be no more than 50% of total profit.

Topstep offers up to 90% profit split(Daily payouts, $125 min), while Tradeify offers up to 100%(Bi-weekly payouts, $250 min). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.

When comparing withdrawal frequency, the gap between payouts matters. Topstep requires 5 profitable trading days between each withdrawal, while Tradeify requires 5 profitable trading days. At 20 trading days per month, that means Topstep can request roughly 4 payouts per month versus Tradeify's 4.

Topstep requires 5 trading days between payout requests. Tradeify has no minimum trading day gap between payouts.

Topstep is more flexible overall. Automation: Topstep allows bots and algo trading while Tradeify prohibits it — a critical difference for systematic traders.

Both firms work well for day traders. Topstep is a stronger fit for scalpers (news trading ok). Tradeify is a stronger fit for budget traders (starting at $99). Explore all trading styles to see which firms match your approach.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, Topstep reaches break-even on day 12 while Tradeify reaches it on day 6. Tradeify costs $99 less to get started. Tradeify projects $1,020/mo more in funded earnings.