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Topstep vs Tradeify
A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
TopstepAssumption-basedTradeifyPartial
At a Glance
Topstep
79/100Excellent- Starting Cost
- $198
- Min Days
- 2 days
- Max Drawdown
- 4%
- Best Split
- 90%
- Payout Freq
- Daily
Tradeify
72/100Good- Starting Cost
- $145
- Min Days
- 1 day
- Max Drawdown
- 4%
- Best Split
- 90%
- Payout Freq
- On Demand
Public Economics
Topstep
No comparable public economic unit
Tradeify
No comparable public economic unit
Why this comparison
UnavailableUnavailable
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Required model inputs are unavailable from ordinary public material, so this output should not be used for ranking or scenario decisions.
Topstep
No comparable public economic unit
UnavailableUnavailable
Side blockers
economic_product_graph_report
Tradeify
No comparable public economic unit
UnavailableUnavailable
Side blockers
economic_product_graph_report
Comparison reasons
One or both firms do not yet have a public economic product graph with comparable units.
Tradeoffs
None
Blocking public fields
economic_product_graph_report
Why
One or both firms do not yet have a public economic product graph with comparable units.
Tradeoffs
—
Blockers
economic_product_graph_report
Cost BreakdownTradeify
Topstep
- Eval Fee
- $49
- Activation
- $149
- Total
- $198
Tradeify
- Eval Fee
- $145
- Activation
- $0
- Total
- $145
Tradeify is $53 cheaper to get started. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Tradeify charges $145 one-time.
Drawdown & RiskTopstep
Topstep
- Type
- EOD Trailing
- Max Drawdown
- 4% ($2,000)
- Lock
- Locks at $50,000 after $2,000 profit
- Strictness
- Moderate
Tradeify
- Type
- EOD Trailing
- Max Drawdown
- 4% ($2,000)
- Daily Limit
- $1,250Soft
- Lock
- Locks at $50,000 after $2,000 profit
- Strictness
- Moderate
Tradeify's daily loss limit is a soft breach — the account pauses rather than fails. Topstep's daily loss limit is a hard breach — hitting it immediately disqualifies the account.
Topstep uses EOD Trailing drawdown at 4% ($2,000 buffer once locked at initial), while Tradeify uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Tradeify also has a $1,250 daily loss limit, while Topstep does not.
Path to FundedTradeify
Topstep
- Min Days
- 2
- Minimum days note
- 50% consistency → need 2+ profitable days
- To First Payout
- ~2 days
- First payout timeline
- 2d eval
Tradeify
- Min Days
- 1
- Minimum days note
- 1 min trading days
- To First Payout
- ~1 day
- First payout timeline
- 1d eval
Tradeify gets you funded faster, with an estimated ~1 days to first payout (1d eval). Tradeify has no consistency rule, meaning you could pass the evaluation in a single profitable day. Topstep requires your best day to be no more than 50% of total profit.
Payout & Profit SplitTie
Topstep
- Best Split
- 90%
- Frequency
- Daily
Tradeify
- Best Split
- 90%
- Frequency
- On Demand
Topstep offers up to 90% profit split(Daily payouts), while Tradeify offers up to 90%(On Demand payouts).
Trading RulesTie
Topstep
- News Trading
- Unknown
- Overnight
- Unknown
- Automation
- Unknown
- Copy Trading
- Unknown
- Overall
- Moderate
Tradeify
- News Trading
- Unknown
- Overnight
- Unknown
- Automation
- Unknown
- Copy Trading
- Unknown
- Overall
- Moderate
Both firms have similar trading restrictions.
Best For
Topstep
No strong style match
Tradeify
💰Budget Trader
Starting at $99 · One-time fee (no subscription)
Tradeify is a stronger fit for budget traders (starting at $99). Explore all trading styles to see which firms match your approach.
Funded Account LifecycleTradeify
Based on $500/day profit, 20 trading days/month, 55% win rate
Topstep
- Total Cost
- $198
- Break-Even
- Day 12
- Monthly Earnings
- $4,500
- First Payout
- Day 18 ($2,250)
- Live Transition
- Month 1
- Pass Rate
- 87%
Tradeify ✓
- Total Cost
- $145
- Break-Even
- Day 10
- Monthly Earnings
- $7,833
- First Payout
- Day 17 ($2,250)
- Live Transition
- Month 1
- Pass Rate
- 87%
At $500/day profit, Topstep reaches break-even on day 12 while Tradeify reaches it on day 10. Tradeify costs $53 less to get started. Tradeify projects $3,333/mo more in funded earnings.
The Verdict
Topstep
79/100ExcellentChoose Topstep if you want:
- +More forgiving drawdown rules
- +More lenient consistency rules
Tradeify
72/100GoodChoose Tradeify if you want:
- +Lower starting cost
- +Faster path to funded
Overall, Topstep scores higher (79 vs 72) on our trader-friendliness index. Key advantages: more forgiving drawdown rules, more lenient consistency rules. That said, Tradeify wins on lower starting cost, faster path to funded. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.
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