Topstep vs Tradeify

Tradeify is $53 cheaper to get started. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Tradeify charges $145 one-time.

Tradeify's daily loss limit is a soft breach — the account pauses rather than fails. Topstep's daily loss limit is a hard breach — hitting it immediately disqualifies the account.

Topstep uses EOD Trailing drawdown at 4% ($2,000 buffer once locked at initial), while Tradeify uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Tradeify also has a $1,250 daily loss limit, while Topstep does not.

No timing winner is declared until both selected paths have formula-ready public evidence. Topstep: Missing public evidence: Selected Economic Product. Tradeify: Missing public evidence: Golden Fixture Public Evidence, Selected Economic Product. Tradeify has no consistency rule, meaning you could pass the evaluation in a single profitable day. Topstep requires your best day to be no more than 50% of total profit.

Topstep offers up to 90% profit split(Daily payouts, $125 min), while Tradeify offers up to 90%(On Demand payouts, $500 min).

When comparing withdrawal frequency, the gap between payouts matters. Topstep requires 5 profitable trading days between each withdrawal, while Tradeify requires 5 profitable trading days. At 20 trading days per month, that means Topstep can request roughly 4 payouts per month versus Tradeify's 4.

Tradeify transitions funded accounts to live trading after 3 payouts on a single account or 10 total payouts since last live transition across all plan types. On live accounts, payout caps may lift and split percentages can change. Topstep does not have a defined sim-to-live transition.

Between payouts, Topstep requires 5 trading days before your next request, while Tradeify requires 5 trading days.

To count as a qualifying day toward payouts, Topstep requires at least $150 in daily profit, while Tradeify requires $150.

Topstep limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. Tradeify has no percentage-of-profit cap on payouts.

Tradeify requires a minimum account balance of $53,000 before you can request a payout. Topstep has no minimum balance requirement.

Maximum per withdrawal request: Topstep caps at $2,000, while Tradeify caps at $3,000.

Both firms have similar trading restrictions. Both require flat-by deadlines: Topstep at 3:10 PM CT, Tradeify at 4:59 PM ET.

Both firms work well for day traders. Topstep is a stronger fit for scalpers (news trading ok). Tradeify is a stronger fit for budget traders (starting at $99). Explore all trading styles to see which firms match your approach.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, Topstep reaches break-even on day 12 while Tradeify reaches it on day 10. Tradeify costs $53 less to get started. Tradeify projects $3,263/mo more in funded earnings.

Overall, Topstep scores higher (75 vs 69) on our trader-friendliness index. Key advantages: more forgiving drawdown rules, no inactivity limit, more lenient consistency rules. That said, Tradeify wins on lower starting cost. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.