vs
Topstep vs Tradeify
A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Plans compared: Topstep $50K vs Tradeify Growth $50K
TopstepPartialTradeifyPartial
At a Glance
Topstep
68/100Good- Starting Cost
- $198
- Min Days
- 2 days
- Max Drawdown
- 4%
- Best Split
- —
- Payout Freq
- Daily
Tradeify
69/100Good- Starting Cost
- $145
- Min Days
- 1 day
- Max Drawdown
- 4%
- Best Split
- 90%
- Payout Freq
- On Demand
Public Economics
Current public evidence favors Topstep for the balanced model.
Topstep
50K Trading Combine
Score
89
Cost
$198
First payout
—
Tradeify
25K Growth Evaluation -> 25K Growth Funded
Score
87
Cost
$99
First payout
11d
Lifecycle path25K Growth Evaluation -> 25K Growth Funded
First 5 payout cap$5,000
Failure recoveryReset available
Elite/live transitionAfter payout 3
Why this comparison
PartialPartial
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Some model inputs are visible in ordinary public material, but one or more public fields are missing or unavailable.
Topstep
50K Trading Combine
Partial public dataPartial
Side blockers
buffer_clearance_requiredmin_profitable_days_before_payoutmin_trading_dayspayout_processing_time
Tradeify
25K Growth Evaluation -> 25K Growth Funded
Partial public dataPartial
Side blockers
field_evidence_ledgergolden_fixture_public_evidence
Comparison reasons
Topstep has the stronger Balanced unit in the current public evidence graph.
Tradeoffs
Topstep has higher max loss exposure before first payout.Topstep is labeled partial, so compare the blockers before treating it as final.Tradeify is labeled partial, which limits direct ranking confidence.
Blocking public fields
buffer_clearance_requiredfield_evidence_ledgergolden_fixture_public_evidencemin_profitable_days_before_payoutmin_trading_days
Why
Topstep has the stronger Balanced unit in the current public evidence graph.
Tradeoffs
Topstep has higher max loss exposure before first payout.
Topstep is labeled partial, so compare the blockers before treating it as final.
Tradeify is labeled partial, which limits direct ranking confidence.
Blockers
buffer_clearance_required
field_evidence_ledger
golden_fixture_public_evidence
Cost BreakdownTradeify
Topstep
- Eval Fee
- $49/mo
- Activation
- $149
- Total
- $198
Tradeify
- Eval Fee
- $145
- Activation
- $0
- Total
- $145
Tradeify is $53 cheaper to get started. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Tradeify charges $145 one-time.
Drawdown & RiskTopstep
Topstep
- Type
- EOD Trailing
- Max Drawdown
- 4% ($2,000)
- Lock
- Locks at $50,000 after $2,000 profit
- Strictness
- Moderate
Tradeify
- Type
- EOD Trailing
- Max Drawdown
- 4% ($2,000)
- Daily Limit
- $1,250Soft
- Lock
- Locks at $50,000 after $2,000 profit
- Strictness
- Moderate
Tradeify has a soft daily loss limit breach type. Topstep's breach type is not stated.
Topstep uses EOD Trailing drawdown at 4% ($2,000 buffer once locked at initial), while Tradeify uses EOD Trailing drawdown at 4% ($2,000 buffer once locked at initial). Tradeify also has a $1,250 daily loss limit, while Topstep's daily loss limit is not stated.
Path to FundedTie
Topstep
- Min Days
- 2
- Minimum days note
- 50% consistency → need 2+ profitable days
- To First Payout
- Needs model proof
- First payout timeline
- Missing public evidence: Buffer Clearance Required, Min Profitable Days Before Payout, Min Trading Days, Payout Processing Time, PublicSourceUrls.
Tradeify
- Min Days
- 1
- Minimum days note
- 1 min trading day
- To First Payout
- Needs model proof
- First payout timeline
- Missing public evidence: Field Evidence Ledger, Golden Fixture Public Evidence.
No timing winner is declared until both selected paths have formula-ready public evidence. Topstep: Missing public evidence: Buffer Clearance Required, Min Profitable Days Before Payout, Min Trading Days, Payout Processing Time, PublicSourceUrls. Tradeify: Missing public evidence: Field Evidence Ledger, Golden Fixture Public Evidence. Tradeify's single-day consistency cap is not stated. Topstep requires your best day to be no more than 50% of total profit.
Payout & Profit SplitNot ranked
Topstep
- Best Split
- —
- Frequency
- Daily
- Min Payout
- $125
Tradeify
- Best Split
- 90%
- Frequency
- On Demand
- Min Payout
- $500
Payout details vary by tier. Check individual firm pages for full breakdown.
When comparing withdrawal frequency, the gap between payouts matters. Topstep requires 5 profitable trading days between each withdrawal, while Tradeify requires 5 profitable trading days. At 20 trading days per month, that means Topstep can request roughly 4 payouts per month versus Tradeify's 4.
Tradeify transitions funded accounts to live trading after 3 payouts on a single account or 10 total payouts since last live transition across all plan types. On live accounts, payout caps may lift and split percentages can change. Topstep's sim-to-live transition is not stated.
Between payouts, Topstep requires 5 trading days before your next request, while Tradeify requires 5 trading days.
To count as a qualifying day toward payouts, Topstep requires at least $150 in daily profit, while Tradeify requires $150.
Topstep limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. Tradeify's percentage-of-profit cap on payouts is not stated.
Tradeify requires a minimum account balance of $53,000 before you can request a payout. Topstep's minimum balance requirement is not stated.
Maximum per withdrawal request: Topstep caps at $2,000, while Tradeify caps at $3,000.
Trading RulesTie
Topstep
- News Trading
- Allowed
- Overnight
- Restricted
- Automation
- Allowed
- Copy Trading
- Allowed
- Flat By
- 3:10 PM CT
- Overall
- Moderate
Tradeify
- News Trading
- Allowed
- Overnight
- Restricted
- Automation
- Allowed
- Copy Trading
- Allowed
- Flat By
- 4:59 PM ET
- Overall
- Moderate
Both firms have similar trading restrictions. Both require flat-by deadlines: Topstep at 3:10 PM CT, Tradeify at 4:59 PM ET.
Best For
Topstep
☀️Day Trader
News trading allowed · Only 2 min trading days
⚡Scalper
News trading OK · No consistency rule
💰Budget Trader
Starting at $49 · No activation fee
Tradeify
☀️Day Trader
News trading allowed · Only 1 min trading day
💰Budget Trader
Starting at $99 · One-time fee (no subscription)
Both firms work well for day traders and budget traders. Topstep is a stronger fit for scalpers (news trading OK). Explore all trading styles to see which firms match your approach.
Funded Account LifecycleTradeify
Based on $500/day profit, 20 trading days/month, 55% win rate
Topstep
- Total Cost
- $198
- Break-Even
- Day 12
- Monthly Earnings
- $5,000
- First Payout
- Day 18 ($2,000)
- Live Transition
- None
- Pass Rate
- 87%
Tradeify ✓
- Total Cost
- $145
- Break-Even
- Day 10
- Monthly Earnings
- $7,783
- First Payout
- Day 17 ($1,500)
- Live Transition
- Month 1
- Pass Rate
- 87%
At $500/day profit, Topstep reaches break-even on day 12 while Tradeify reaches it on day 10. Tradeify costs $53 less to get started. Tradeify projects $2,783/mo more in funded earnings.
The Verdict
Topstep
68/100GoodChoose Topstep if you want:
- +More forgiving drawdown rules
- +More lenient consistency rules
Overall, Tradeify scores higher (69 vs 68) on our trader-friendliness index. Key advantages: lower starting cost. That said, Topstep wins on more forgiving drawdown rules, more lenient consistency rules. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.
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