Lucid Trading vs Topstep

Lucid Trading is $68 cheaper to get started. Lucid Trading charges $130 one-time. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.

Lucid Trading uses EOD Trailing drawdown at 4% ($100 buffer once locked at initial), while Topstep uses .

Lucid Trading gets you funded faster, with an estimated ~9 days to first payout (2d eval + 5d winning + 2d processing).

Lucid Trading offers up to 90% profit split(On Demand payouts, $500 min), while Topstep offers up to 100%(Daily payouts, $125 min). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.

When comparing withdrawal frequency, the gap between payouts matters. Lucid Trading requires 5 profitable trading days between each withdrawal, while Topstep requires 5 profitable trading days. At 20 trading days per month, that means Lucid Trading can request roughly 4 payouts per month versus Topstep's 4.

Both firms work well for scalpers and day traders. Lucid Trading is a stronger fit for budget traders and swing traders and conservative / grinders (starting at $100). Explore all trading styles to see which firms match your approach.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, Lucid Trading reaches break-even on day 10 while Topstep reaches it on day 12. Lucid Trading costs $68 less to get started. Lucid Trading projects $2,320/mo more in funded earnings.