vs
Lucid Trading vs Topstep
A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Lucid TradingAssumption-basedTopstepAssumption-based
At a Glance
Lucid Trading
79/100Excellent- Starting Cost
- $140
- Min Days
- 2 days
- Max Drawdown
- 4%
- Best Split
- 90%
- Payout Freq
- On Demand
Topstep
79/100Excellent- Starting Cost
- $198
- Min Days
- 2 days
- Max Drawdown
- 4%
- Best Split
- 90%
- Payout Freq
- Daily
Public Economics
Lucid Trading
No comparable public economic unit
Topstep
No comparable public economic unit
Why this comparison
UnavailableUnavailable
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Required model inputs are unavailable from ordinary public material, so this output should not be used for ranking or scenario decisions.
Lucid Trading
No comparable public economic unit
UnavailableUnavailable
Side blockers
economic_product_graph_report
Topstep
No comparable public economic unit
UnavailableUnavailable
Side blockers
economic_product_graph_report
Comparison reasons
One or both firms do not yet have a public economic product graph with comparable units.
Tradeoffs
None
Blocking public fields
economic_product_graph_report
Why
One or both firms do not yet have a public economic product graph with comparable units.
Tradeoffs
—
Blockers
economic_product_graph_report
Cost BreakdownLucid Trading
Lucid Trading
- Eval Fee
- $140
- Activation
- $0
- Total
- $140
Topstep
- Eval Fee
- $49
- Activation
- $149
- Total
- $198
Lucid Trading is $58 cheaper to get started. Lucid Trading charges $140 one-time. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.
Drawdown & RiskTie
Lucid Trading
- Type
- EOD Trailing
- Max Drawdown
- 4% ($2,000)
- Lock
- Locks at $50,100 after $2,100 profit
- Strictness
- Moderate
Topstep
- Type
- EOD Trailing
- Max Drawdown
- 4% ($2,000)
- Lock
- Locks at $50,000 after $2,000 profit
- Strictness
- Moderate
Lucid Trading uses EOD Trailing drawdown at 4% ($100 buffer once locked at initial), while Topstep uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Lock behavior differs: Lucid Trading — locks at $50,100 after $2,100 profit, while Topstep — locks at $50,000 after $2,000 profit.
Path to FundedTie
Lucid Trading
- Min Days
- 2
- Minimum days note
- 50% consistency → need 2+ profitable days
- To First Payout
- ~2 days
- First payout timeline
- 2d eval
Topstep
- Min Days
- 2
- Minimum days note
- 50% consistency → need 2+ profitable days
- To First Payout
- ~2 days
- First payout timeline
- 2d eval
Both firms have comparable timelines to first payout.
Payout & Profit SplitTie
Lucid Trading
- Best Split
- 90%
- Frequency
- On Demand
Topstep
- Best Split
- 90%
- Frequency
- Daily
Lucid Trading offers up to 90% profit split(On Demand payouts), while Topstep offers up to 90%(Daily payouts).
Trading RulesTie
Lucid Trading
- News Trading
- Unknown
- Overnight
- Unknown
- Automation
- Unknown
- Copy Trading
- Unknown
- Overall
- Moderate
Topstep
- News Trading
- Unknown
- Overnight
- Unknown
- Automation
- Unknown
- Copy Trading
- Unknown
- Overall
- Moderate
Both firms have similar trading restrictions.
Best For
Lucid Trading
💰Budget Trader
Starting at $100 · One-time fee (no subscription)
Topstep
No strong style match
Lucid Trading is a stronger fit for budget traders (starting at $100). Explore all trading styles to see which firms match your approach.
Funded Account LifecycleLucid Trading
Based on $500/day profit, 20 trading days/month, 55% win rate
Lucid Trading ✓
- Total Cost
- $140
- Break-Even
- Day 10
- Monthly Earnings
- $8,021
- First Payout
- Day 17 ($2,250)
- Live Transition
- Month 1
- Pass Rate
- 87%
Topstep
- Total Cost
- $198
- Break-Even
- Day 12
- Monthly Earnings
- $4,500
- First Payout
- Day 18 ($2,250)
- Live Transition
- Month 1
- Pass Rate
- 87%
At $500/day profit, Lucid Trading reaches break-even on day 10 while Topstep reaches it on day 12. Lucid Trading costs $58 less to get started. Lucid Trading projects $3,521/mo more in funded earnings.
The Verdict
Lucid Trading
79/100ExcellentChoose Lucid Trading if you want:
- +Lower starting cost
Both firms score 79 on our trader-friendliness index — the right choice depends on which tradeoffs matter most to your strategy. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.
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