Lucid Trading vs Topstep

Lucid Trading is $58 cheaper to get started. Lucid Trading charges $140 one-time. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.

Topstep's daily loss limit is a soft breach — the account pauses rather than fails. Lucid Trading's daily loss limit is a hard breach — hitting it immediately disqualifies the account.

Lucid Trading gets you funded faster, with an estimated ~9 days to first payout (2d eval + 5d winning + 2d processing).

Lucid Trading offers up to 90% profit split(On Demand payouts, $500 min), while Topstep offers up to 90%(Daily payouts, $125 min).

When comparing withdrawal frequency, the gap between payouts matters. Lucid Trading requires 5 profitable trading days between each withdrawal, while Topstep requires 5 profitable trading days. At 20 trading days per month, that means Lucid Trading can request roughly 4 payouts per month versus Topstep's 4.

Topstep requires 5 trading days between payout requests. Lucid Trading has no minimum trading day gap between payouts.

To count as a qualifying day toward payouts, requires at least in daily profit, while requires .

Lucid Trading is more flexible overall. Copy trading: allowed at Lucid Trading but restricted at Topstep.

Both firms work well for day traders and scalpers. Lucid Trading is a stronger fit for budget traders and conservative / grinders (starting at $100). Explore all trading styles to see which firms match your approach.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, Lucid Trading reaches break-even on day 10 while Topstep reaches it on day 12. Lucid Trading costs $58 less to get started. Lucid Trading projects $2,820/mo more in funded earnings.