100K Evaluation
Why this plan/path
This is a partial fit: the needed public economics are not available yet.
32 public evidence blockers still reduce confidence. Missing values are not treated as favorable.
Pioneer in futures prop trading since 2012. Offers Trading Combine evaluation with EOD trailing drawdown. 90/10 profit split (legacy traders: 100% first $10K). TopstepX is the primary platform for new accounts (July 2025+). Automation allowed but no VPS/VPN. $149 activation fee (Standard Path) or $0 (No Activation Fee Path).
Starting From
$49/mo
Best Split
90/10
Drawdown
EOD Trailing
Min Days
2 days
Payouts
Daily
Max Accounts
5
This firm-only view ranks specific public tier/path units by profile fit, rule-derived difficulty, economic friction, and blockers.
Why this plan/path
This is a partial fit: the needed public economics are not available yet.
32 public evidence blockers still reduce confidence. Missing values are not treated as favorable.
Calendar estimate based on cheapest eval tier. Trading days x 1.4 to account for weekends.
2-step path from evaluation to funded trading.
Hit profit target
$3,000 target · $2,000 DD · 2 min days
Earn sim payouts
90/10 split · No consistency · Daily payouts
Hit profit target
$3,000 target · $2,000 DD · 2 min days
MLL resets to $0 after first payout
Your entire trailing drawdown buffer disappears after your first withdrawal. Remaining capital becomes maximum you can lose.
No swing trading — strict daily close
All positions must be closed before 3:10 PM CT daily. Risk managers begin flattening at 3:08 PM CT as a courtesy, but it is the trader's responsibility. Products that close before 3:10 PM must be exited before their daily close.
DLL is optional on TopstepX
The Daily Loss Limit is no longer automatically added on TopstepX. Enable it yourself from Risk Settings if you want the protection.
Copy trading disabled during payouts
If an Express Funded Account is engaged in copy trading while a payout request is processing, the copy-trading connection will be automatically disabled. Must manually re-enable after payout completes.
Days to Pass
10
$3,000 target
Monthly Gross
$4,500
before split
Eval Cost
$49
/month
Verdict
Good FitBased on cheapest eval tier ($50,000 account). Simplified estimate — does not account for profit splits, caps, or funded requirements.
Composite rating across 9 dimensions. Score and grade are limited until missing public evidence is available.
Assumption-based grade: raw grade D is not shown as authoritative.
Blocked public fields: activation_fee, automation_allowed, copy_trading_allowed +14
Why this plan/path
This is a partial fit: the needed public economics are not available yet.
32 public evidence blockers still reduce confidence. Missing values are not treated as favorable.
Why this plan/path
This is a partial fit: the needed public economics are not available yet.
32 public evidence blockers still reduce confidence. Missing values are not treated as favorable.
Earn sim payouts
90/10 split · No consistency · Daily payouts
Live winning days don't carry from XFA
As of July 22, 2025, winning days earned in Express Funded Accounts no longer carry over to Live Funded Accounts. Only winning days earned in Live count toward daily payout eligibility and full balance access.
Winning day threshold changed
New dashboard requires $150+ for a winning day (was $200 on legacy). Check which dashboard you are on.
Back2Funded: 2 reactivations per XFA
If you lose an Express Funded Account before first payout, you can reactivate it up to 2 times within 7 calendar days. Pricing: $599 (50K), $699 (100K), $829 (150K). Must be on TopstepX dashboard. Not available after first payout.
3.4
13,619 reviews
14 years
Since 2012
Trading styles that match this firm's ruleset — see all styles
Key numbers inferred from Topstep's rules to help you plan your trading
Min Days to Pass
2 days
50% consistency → need 2+ profitable days
Daily Profit Target (Eval)
$1,500/day
$3,000 target over 2 days
True Cost to Start Funded
$198
$49/mo eval + $149 activation
First Payout Timeline
~10 days
2d eval + 5d winning + 3d processing
Daily Profit Goal (Funded)
$25/day
$125 min payout over 5 winning days
Risk Budget Per Day
$1,000/day
Max drawdown spread over 2 trading days
Max Single-Day Profit
$1,500
50% consistency cap on profit target
Drawdown Safety Margin
$2,000
$2,000 buffer once locked at initial
Best Profit Split
90%
Highest achievable trader profit share
Break-Even Day
Day 12
At $500/day profit — see full timeline
Monthly Funded Earnings
$4,380/mo
Projected at $500/day after fees, caps, and splits
4 evaluation paths available
| Account | Profit Target | Min Days | Price | Activation Fee | Reset Fee | Drawdown |
|---|---|---|---|---|---|---|
| $50K Trading CombinePopular | $3,000 (6%) | 2 | $49/mo | $149 | $49 | EOD Trailing$2,000 |
| $100K Trading CombinePopular | $6,000 (6%) | 2 | $99/mo | $149 | $99 | EOD Trailing$3,000 |
| $150K Trading Combine | $9,000 (6%) | 2 | $149/mo | $149 | $149 | EOD Trailing$4,500 |
| Account | Profit Target | Min Days | Price | Activation Fee | Reset Fee | Drawdown |
|---|---|---|---|---|---|---|
| $50K Trading Combine — No Activation Fee | $3,000 (6%) | 2 | $95/mo | $149 | $95 | EOD Trailing$2,000 |
| Account | Profit Target | Min Days | Price | Activation Fee | Reset Fee | Drawdown |
|---|---|---|---|---|---|---|
| $100K Trading Combine — No Activation Fee | $6,000 (6%) | 2 | $149/mo | $149 | $149 | EOD Trailing$3,000 |
| Account | Profit Target | Min Days | Price | Activation Fee | Reset Fee | Drawdown |
|---|---|---|---|---|---|---|
| $150K Trading Combine — No Activation Fee | $9,000 (6%) | 2 | $229/mo | $149 | $229 | EOD Trailing$4,500 |
Some fit inputs are unavailable from ordinary public material: activation_fee, buffer_clearance_required, capital_efficiency_drag, capital_efficiency_score.
Some fit inputs are unavailable from ordinary public material: activation_fee, buffer_clearance_required, capital_efficiency_drag, capital_efficiency_score.
Some fit inputs are unavailable from ordinary public material: activation_fee, buffer_clearance_required, capital_efficiency_drag, capital_efficiency_score.
| Rule | Evaluation | Funded |
|---|---|---|
| Drawdown | eod trailing $2,000 | eod trailing $2,000 |
| Daily Loss Limit | $1,000 | $1,000 |
| Consistency | 50% max day | None |
| Max Contracts | 5 max | 5 max |
| Profit Split | N/A | 90% |
| News Trading | Allowed | Allowed |
| Scaling | None | Available |
| Buffer | None | None |
Trading Combine
2 trading days
Days with at least 1 trade placed
Funded
Express Funded Account
Evaluation Rules
| Tier | Phase | Type | Calculation | Max Drawdown | Daily Limit | Lock Behavior | Strictness |
|---|---|---|---|---|---|---|---|
| $50K XFA | Funded | EOD Trailing | Balance-based | $2,000(4%) Floor: $48,000 | $1,000Soft | Locks at $50,000 after $2,000 profit | Moderate |
| $50K Trading Combine | Evaluation | EOD Trailing | Balance-based | $2,000(4%) Floor: $48,000 | $1,000Soft | Locks at $50,000 after $2,000 profit | Moderate |
| $100K Trading Combine | Evaluation | EOD Trailing | Balance-based | $3,000(3%) Floor: $97,000 | $2,000Soft | Locks at $100,000 after $3,000 profit | Moderate |
| $100K XFA | Funded | EOD Trailing | Balance-based | $3,000(3%) Floor: $97,000 | $2,000Soft | Locks at $100,000 after $3,000 profit | Moderate |
| $150K Trading Combine | Evaluation | EOD Trailing | Balance-based | $4,500(3%) Floor: $145,500 | $3,000Soft | Locks at $150,000 after $4,500 profit | Moderate |
| $150K XFA | Funded | EOD Trailing | Balance-based | $4,500(3%) Floor: $145,500 | $3,000Soft | Locks at $150,000 after $4,500 profit | Moderate |
| $50K Trading Combine — No Activation Fee | Evaluation | EOD Trailing | Balance-based | $2,000 Floor: $48,000 | None | Locks at $50,000 after $2,000 profit | Moderate |
| $100K Trading Combine — No Activation Fee | Evaluation | EOD Trailing | Balance-based | $3,000 Floor: $97,000 | None | Locks at $100,000 after $3,000 profit | Moderate |
| $150K Trading Combine — No Activation Fee | Evaluation | EOD Trailing | Balance-based | $4,500 Floor: $145,500 | None | Locks at $150,000 after $4,500 profit | Moderate |
Weekend Holding
Must Be Flat3:10 PM CT
Auto-Liquidation
3:10 PM CT
What applies after you pass the evaluation
Activation: $149 · Scaling: Available
Funded Account
| Tier | Profit Split | Frequency | Min Payout | Max Payout | Winning Days | Processing |
|---|---|---|---|---|---|---|
| $50K XFA | 90% | Daily | $125 | $5,000 | 5 days | 1-3 business days |
| $100K XFA | 90% | Daily | $125 | $5,000 | 5 days | 1-3 business days |
| $150K XFA | 90% | Daily | $125 | $5,000 | 5 days | 1-3 business days |
Payout Methods
Payout Requirements
5 winning days · $30 withdrawal fee · $5,000 max per request · 5 trading days between payouts · $150/day min for qualifying days · Max 50% of profit per payout · Max 50% of account balance per payout
| Step | Trigger | New Account Size | Max Contracts |
|---|---|---|---|
| 1 | $0 closed profit | $50,000 | 2 |
| 2 | $1,500 closed profit | $50,000 | 3 |
| 3 | $2,000 closed profit | $50,000 | 5 |
| Step | Trigger | New Account Size | Max Contracts |
|---|---|---|---|
| 1 | $0 closed profit | $100,000 | 3 |
| 2 | $4,500 closed profit | $100,000 | 6 |
| 3 | $6,000 closed profit | $100,000 | 10 |
| Step | Trigger | New Account Size | Max Contracts |
|---|---|---|---|
| 1 | $0 closed profit | $150,000 | 3 |
| 2 | $6,750 closed profit | $150,000 | 7 |
| 3 | $9,000 closed profit | $150,000 | 15 |
| Account | Initial Limit | Max Contracts | Max Mini | Max Micro |
|---|---|---|---|---|
| $50K Trading Combine | 2 | 5 | 5 | 50 |
| $100K Trading Combine | 3 | 10 | 10 | 100 |
| $150K Trading Combine | 3 | 15 | 15 | 150 |
| $50K Trading Combine — No Activation Fee | — | 5 | 5 | 50 |
| $100K Trading Combine — No Activation Fee | — | 10 | 10 | 100 |
| $150K Trading Combine — No Activation Fee | — | 15 | 15 | 150 |
Evaluation
Sim Funded
Live Account
Community & Reference
Data Feeds / Brokers
Platform Features
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Fee changes detected by our scraper
| Date | Tier | Field | Old | New |
|---|---|---|---|---|
| May 5, 2026 | Admin updated tier | Monthly Fee | $109 | $95 |
| May 5, 2026 | Admin updated tier | Monthly Fee | $159 | $149 |
| May 5, 2026 | Admin updated tier | Monthly Fee | $209 | $229 |