My Funded Futures vs Topstep

My Funded Futures is $91 cheaper to get started. My Funded Futures charges $107/mo (monthly subscription). Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.

My Funded Futures uses EOD Trailing drawdown at 3% ($100 buffer once locked at initial), while Topstep uses .

Topstep gets you funded faster, with an estimated ~10 days to first payout (2d eval + 5d winning + 3d processing).

My Funded Futures offers up to 80% profit split(On Demand payouts, $250 min), while Topstep offers up to 100%(Daily payouts, $125 min). The 20 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $2,000 more in your pocket.

When comparing withdrawal frequency, the gap between payouts matters. My Funded Futures requires 5 profitable trading days between each withdrawal, while Topstep requires 5 profitable trading days. At 20 trading days per month, that means My Funded Futures can request roughly 4 payouts per month versus Topstep's 4.

has a lifetime withdrawal cap of across all accounts — once you've withdrawn that much total, the account is done.

Both firms work well for day traders. My Funded Futures is a stronger fit for budget traders (starting at $84). Topstep is a stronger fit for scalpers (automation & bots allowed). Explore all trading styles to see which firms match your approach.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, My Funded Futures reaches break-even on day 10 while Topstep reaches it on day 12. My Funded Futures costs $91 less to get started. Topstep projects $3,880/mo more in funded earnings.