My Funded Futures vs Topstep

My Funded Futures is $45 cheaper to get started. My Funded Futures charges $153/mo (monthly subscription). Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.

Topstep gets you funded faster, with an estimated ~10 days to first payout (2d eval + 5d winning + 3d processing).

My Funded Futures offers up to 80% profit split(Daily payouts, $500 min), while Topstep offers up to 90%(Daily payouts, $125 min). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.

When comparing withdrawal frequency, the gap between payouts matters. My Funded Futures requires 0 profitable trading days between each withdrawal, while Topstep requires 5 profitable trading days. At 20 trading days per month, that means My Funded Futures can request roughly 20 payouts per month versus Topstep's 4.

Topstep requires 5 trading days between payout requests. My Funded Futures has no minimum trading day gap between payouts.

Topstep is more flexible overall. Automation: Topstep allows bots and algo trading while My Funded Futures prohibits it — a critical difference for systematic traders.

Both firms work well for day traders and scalpers. My Funded Futures is a stronger fit for budget traders (starting at $95). Explore all trading styles to see which firms match your approach.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, My Funded Futures reaches break-even on day 10 while Topstep reaches it on day 12. My Funded Futures costs $45 less to get started. My Funded Futures projects $3,620/mo more in funded earnings.