vs
My Funded Futures vs Topstep
A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
My Funded FuturesPartialTopstepAssumption-based
At a Glance
My Funded Futures
74/100Good- Starting Cost
- $214
- Min Days
- 2 days
- Max Drawdown
- —
- Best Split
- 90%
- Payout Freq
- Daily
Topstep
79/100Excellent- Starting Cost
- $198
- Min Days
- 2 days
- Max Drawdown
- 4%
- Best Split
- 90%
- Payout Freq
- Daily
Public Economics
My Funded Futures
No comparable public economic unit
Topstep
No comparable public economic unit
Why this comparison
UnavailableUnavailable
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Required model inputs are unavailable from ordinary public material, so this output should not be used for ranking or scenario decisions.
My Funded Futures
No comparable public economic unit
UnavailableUnavailable
Side blockers
economic_product_graph_report
Topstep
No comparable public economic unit
UnavailableUnavailable
Side blockers
economic_product_graph_report
Comparison reasons
One or both firms do not yet have a public economic product graph with comparable units.
Tradeoffs
None
Blocking public fields
economic_product_graph_report
Why
One or both firms do not yet have a public economic product graph with comparable units.
Tradeoffs
—
Blockers
economic_product_graph_report
Cost BreakdownTopstep
My Funded Futures
- Eval Fee
- $214
- Activation
- $0
- Total
- $214
Topstep
- Eval Fee
- $49
- Activation
- $149
- Total
- $198
Topstep is $16 cheaper to get started. My Funded Futures charges $214/mo (monthly subscription). Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. My Funded Futures currently has an active promotion which may further reduce cost.
Drawdown & RiskTopstep
My Funded Futures
- Type
- EOD Trailing
- Max Drawdown
- — ($3,000)
- Lock
- Locks at $100,100 after $3,100 profit
- Strictness
- Moderate
Topstep
- Type
- EOD Trailing
- Max Drawdown
- 4% ($2,000)
- Lock
- Locks at $50,000 after $2,000 profit
- Strictness
- Moderate
My Funded Futures uses EOD Trailing drawdown ($3,100 buffer once locked at initial), while Topstep uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Lock behavior differs: My Funded Futures — locks at $100,100 after $3,100 profit, while Topstep — locks at $50,000 after $2,000 profit.
Path to FundedTie
My Funded Futures
- Min Days
- 2
- Minimum days note
- 50% consistency → need 2+ profitable days
- To First Payout
- ~2 days
- First payout timeline
- 2d eval
Topstep
- Min Days
- 2
- Minimum days note
- 50% consistency → need 2+ profitable days
- To First Payout
- ~2 days
- First payout timeline
- 2d eval
Both firms have comparable timelines to first payout.
Payout & Profit SplitTie
My Funded Futures
- Best Split
- 90%
- Frequency
- Daily
Topstep
- Best Split
- 90%
- Frequency
- Daily
My Funded Futures offers up to 90% profit split(Daily payouts), while Topstep offers up to 90%(Daily payouts).
Trading RulesTie
My Funded Futures
- News Trading
- Unknown
- Overnight
- Unknown
- Automation
- Unknown
- Copy Trading
- Unknown
- Overall
- Moderate
Topstep
- News Trading
- Unknown
- Overnight
- Unknown
- Automation
- Unknown
- Copy Trading
- Unknown
- Overall
- Moderate
Both firms have similar trading restrictions.
Best For
My Funded Futures
💰Budget Trader
Starting at $62.5 · No activation fee
Topstep
No strong style match
My Funded Futures is a stronger fit for budget traders (starting at $62.5). Explore all trading styles to see which firms match your approach.
Funded Account LifecycleTopstep
Based on $500/day profit, 20 trading days/month, 55% win rate
My Funded Futures
- Total Cost
- $214
- Break-Even
- Day 20
- Monthly Earnings
- $8,768
- First Payout
- Day 37 ($2,250)
- Live Transition
- Month 1
- Pass Rate
- 95%
Topstep ✓
- Total Cost
- $198
- Break-Even
- Day 12
- Monthly Earnings
- $4,500
- First Payout
- Day 18 ($2,250)
- Live Transition
- Month 1
- Pass Rate
- 87%
At $500/day profit, My Funded Futures reaches break-even on day 20 while Topstep reaches it on day 12. Topstep costs $16 less to get started. My Funded Futures projects $4,268/mo more in funded earnings.
The Verdict
Topstep
79/100ExcellentChoose Topstep if you want:
- +Lower starting cost
- +More forgiving drawdown rules
Overall, Topstep scores higher (79 vs 74) on our trader-friendliness index. Key advantages: lower starting cost, more forgiving drawdown rules. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.
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