Take Profit Trader vs Topstep

Topstep is $34 cheaper to get started. Take Profit Trader charges $102/mo (monthly subscription) plus a $130 activation fee. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Take Profit Trader currently has an active promotion which may further reduce cost.

Topstep's daily loss limit is a — the account pauses rather than fails. Take Profit Trader's daily loss limit is a — hitting it immediately disqualifies the account.

Take Profit Trader gets you funded faster, with an estimated ~6 days to first payout (5d eval + 1d processing).

Take Profit Trader offers up to 80% profit split(Daily payouts), while Topstep offers up to 90%(Daily payouts, $125 min). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.

When comparing withdrawal frequency, the gap between payouts matters. Take Profit Trader has no minimum profitable days requirement between withdrawals. Topstep requires 5 profitable trading days between each withdrawal — at 20 trading days per month, that works out to roughly 4 payouts per month.

Take Profit Trader requires clearing a buffer zone before your first payout — you must earn above your starting balance plus the drawdown amount before any withdrawal is allowed. Topstep has no buffer requirement, meaning payouts are available from day one.

Topstep is more flexible overall. Automation: Topstep allows bots and algo trading while Take Profit Trader prohibits it — a critical difference for systematic traders.

Both firms work well for day traders. Take Profit Trader is a stronger fit for budget traders (starting at $90). Topstep is a stronger fit for scalpers (news trading ok). Explore all trading styles to see which firms match your approach.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, Take Profit Trader reaches break-even on day 12 while Topstep reaches it on day 12. Topstep costs $34 less to get started. Take Profit Trader projects $620/mo more in funded earnings.