A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Topstep is $34 cheaper to get started. Take Profit Trader charges $102/mo (monthly subscription) plus a $130 activation fee. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Take Profit Trader currently has an active promotion which may further reduce cost.
5 min trading days required
5d eval + 1d processing
50% consistency → need 2+ profitable days
2d eval + 5d winning + 3d processing
Take Profit Trader gets you funded faster, with an estimated ~6 days to first payout (5d eval + 1d processing).
Take Profit Trader offers up to 80% profit split(Daily payouts), while Topstep offers up to 100%(Daily payouts, $125 min). The 20 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $2,000 more in your pocket.
When comparing withdrawal frequency, the gap between payouts matters. Take Profit Trader has no minimum profitable days requirement between withdrawals. Topstep requires 5 profitable trading days between each withdrawal — at 20 trading days per month, that works out to roughly 4 payouts per month.
Take Profit Trader requires clearing a buffer zone before your first payout — you must earn above your starting balance plus the drawdown amount before any withdrawal is allowed. has no buffer requirement, meaning payouts are available from day one.
Only 5 min trading days · EOD trailing (intraday profits safe)
Starting at $90 · Active promo code available
Automation & bots allowed · News trading OK
News trading allowed · Only 2 min trading days
Both firms work well for day traders. Take Profit Trader is a stronger fit for budget traders (starting at $90). Topstep is a stronger fit for scalpers (automation & bots allowed). Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Take Profit Trader reaches break-even on day 12 while Topstep reaches it on day 12. Topstep costs $34 less to get started. Take Profit Trader projects $120/mo more in funded earnings.
Choose Take Profit Trader if you want:
Choose Topstep if you want:
Topstep requires 5 trading days between payout requests. Take Profit Trader has no minimum trading day gap between payouts.
Topstep requires a minimum of $150 daily profit for a day to count toward payout eligibility. Take Profit Trader has no qualifying day minimum.
Topstep limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. Take Profit Trader has no percentage-of-profit cap on payouts.
Take Profit Trader requires a $2,000 safety net buffer before your first payout — you must earn above starting balance plus this amount. Topstep has no safety net requirement.
Take Profit Trader's buffer never clears — withdrawals from the buffer zone earn a reduced 50%/50% split permanently.
Topstep caps each withdrawal at $5,000 per request. Take Profit Trader has no per-request cap.
Overall, Topstep scores higher (72 vs 61) on our trader-friendliness index. Key advantages: lower starting cost, better profit split, fewer trading restrictions. That said, Take Profit Trader wins on faster path to funded. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.