A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Required model inputs are unavailable from ordinary public material, so this output should not be used for ranking or scenario decisions.
Topstep is $34 cheaper to get started. Take Profit Trader charges $102/mo (monthly subscription) plus a $130 activation fee. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee. Take Profit Trader currently has an active promotion which may further reduce cost.
Take Profit Trader uses EOD Trailing drawdown at 4% ($2,000 buffer once locked at initial), while Topstep uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Take Profit Trader also has a $1,100 daily loss limit, while Topstep does not.
Topstep gets you funded faster, with an estimated ~2 days to first payout (2d eval).
Take Profit Trader offers up to 80% profit split(Daily payouts), while Topstep offers up to 90%(Daily payouts). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.
Both firms have similar trading restrictions.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Take Profit Trader reaches break-even on day 12 while Topstep reaches it on day 12. Topstep costs $34 less to get started. Take Profit Trader projects $3,367/mo more in funded earnings.
Choose Topstep if you want:
Overall, Topstep scores higher (79 vs 67) on our trader-friendliness index. Key advantages: lower starting cost, more forgiving drawdown rules, faster path to funded, better profit split. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.
Comparing Take Profit Trader or Topstep with another firm? See all comparisons