DayTraders vs Topstep

Topstep is $181 cheaper to get started. DayTraders charges $379 one-time. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.

DayTraders uses Intraday Trailing drawdown at 5% ($2,500 buffer once locked at initial), while Topstep uses .

DayTraders gets you funded faster, with an estimated ~2 days to first payout (2d eval).

DayTraders offers up to 80% profit split(Daily payouts, $500 min), while Topstep offers up to 100%(Daily payouts, $125 min). The 20 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $2,000 more in your pocket.

When comparing withdrawal frequency, the gap between payouts matters. DayTraders has no minimum profitable days requirement between withdrawals. Topstep requires 5 profitable trading days between each withdrawal — at 20 trading days per month, that works out to roughly 4 payouts per month.

DayTraders has a lifetime withdrawal cap of across all accounts — once you've withdrawn that much total, the account is done.

Both firms work well for day traders. DayTraders is a stronger fit for budget traders and swing traders (starting at $150). Topstep is a stronger fit for scalpers (automation & bots allowed). Explore all trading styles to see which firms match your approach.

Based on $500/day profit, 20 trading days/month, 55% win rate

At $500/day profit, DayTraders reaches break-even on day 11 while Topstep reaches it on day 12. Topstep costs $181 less to get started. DayTraders projects $2,953/mo more in funded earnings.