A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
My Funded Futures is $23 cheaper to get started. Lucid Trading charges $130 one-time. My Funded Futures charges $107/mo (monthly subscription).
Lucid Trading uses EOD Trailing drawdown at 4% ($100 buffer once locked at initial), while My Funded Futures uses .
50% consistency → need 2+ profitable days
2d eval + 5d winning + 2d processing
50% consistency → need 2+ profitable days
2d eval + 5d winning + 12d processing
Lucid Trading gets you funded faster, with an estimated ~9 days to first payout (2d eval + 5d winning + 2d processing).
Lucid Trading offers up to 90% profit split(On Demand payouts, $500 min), while My Funded Futures offers up to 80%(On Demand payouts, $250 min). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.
When comparing withdrawal frequency, the gap between payouts matters. Lucid Trading requires 5 profitable trading days between each withdrawal, while My Funded Futures requires 5 profitable trading days. At 20 trading days per month, that means Lucid Trading can request roughly 4 payouts per month versus My Funded Futures's 4.
has a lifetime withdrawal cap of across all accounts — once you've withdrawn that much total, the account is done.
Automation & bots allowed · News trading OK
Starting at $100 · One-time fee (no subscription)
News trading allowed · Only 2 min trading days
Starting at $84 · Active promo code available
Only 2 min trading days · EOD trailing (intraday profits safe)
Both firms work well for budget traders and day traders. Lucid Trading is a stronger fit for scalpers and swing traders and conservative / grinders (automation & bots allowed). Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Lucid Trading reaches break-even on day 10 while My Funded Futures reaches it on day 10. My Funded Futures costs $23 less to get started. Lucid Trading projects $6,200/mo more in funded earnings.
Choose Lucid Trading if you want:
Lucid Trading requires a minimum of $150 daily profit for a day to count toward payout eligibility. My Funded Futures has no qualifying day minimum.
Lucid Trading limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. My Funded Futures has no percentage-of-profit cap on payouts.
Lucid Trading allows a maximum of 6 payouts before transitioning to a live account, while My Funded Futures allows 6. After reaching the cap, payout restrictions typically relax on the live account.
Lucid Trading requires a $2,000 safety net buffer before your first payout — you must earn above starting balance plus this amount. My Funded Futures has no safety net requirement.
Maximum per withdrawal request: Lucid Trading caps at $2,000, while My Funded Futures caps at $5,000.
Choose My Funded Futures if you want:
Overall, Lucid Trading scores higher (77 vs 61) on our trader-friendliness index. Key advantages: more forgiving drawdown rules, faster path to funded, better profit split, fewer trading restrictions, more lenient consistency rules. That said, My Funded Futures wins on lower starting cost. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.