A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Current public evidence favors My Funded Futures for the balanced model.
Lucid Trading is $13 cheaper to get started. Lucid Trading charges $140 one-time. My Funded Futures charges $153/mo (monthly subscription).
My Funded Futures's daily loss limit is a soft breach — the account pauses rather than fails. Lucid Trading's daily loss limit is a — hitting it immediately disqualifies the account.
Lucid Trading gets you funded faster, with an estimated ~9 days to first payout (2d eval + 5d winning + 2d processing).
Lucid Trading offers up to 90% profit split(On Demand payouts, $500 min), while My Funded Futures offers up to 80%(Daily payouts, $500 min). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.
When comparing withdrawal frequency, the gap between payouts matters. Lucid Trading requires 5 profitable trading days between each withdrawal, while My Funded Futures requires 0 profitable trading days. At 20 trading days per month, that means Lucid Trading can request roughly 4 payouts per month versus My Funded Futures's 20.
To count as a qualifying day toward payouts, Lucid Trading requires at least in daily profit, while requires .
Lucid Trading is more flexible overall. Automation: Lucid Trading allows bots and algo trading while My Funded Futures prohibits it — a critical difference for systematic traders.
Starting at $100 · One-time fee (no subscription)
News trading allowed · Only 2 min trading days
News trading OK · No consistency rule
News trading allowed · Only 2 min trading days
Starting at $95 · Active promo code available
News trading OK · No consistency rule
Both firms work well for budget traders and day traders and scalpers. Lucid Trading is a stronger fit for conservative / grinders (scaling plan on funded). Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Lucid Trading reaches break-even on day 10 while My Funded Futures reaches it on day 10. Lucid Trading costs $13 less to get started. My Funded Futures projects $800/mo more in funded earnings.
Choose Lucid Trading if you want:
Comparing Lucid Trading or My Funded Futures with another firm?
This public economics comparison uses ordinary public product/help/rule material and values derived from it. All required model inputs are supported by ordinary public product/help/rule material or derived directly from it.
Expected value is a comparison estimate here, not outcome truth; it uses scenario assumptions and should not be read as an empirical outcome prediction.
Lucid Trading uses EOD Trailing drawdown at 4% ($100 buffer once locked at initial), while My Funded Futures uses EOD Trailing at 3% ($100 buffer once locked at initial). My Funded Futures also has a $1,000 daily loss limit, while Lucid Trading does not. My Funded Futures's daily loss limit is a soft mechanism (pause until next day), while Lucid Trading has no such soft protection.
Lucid Trading limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. My Funded Futures has no percentage-of-profit cap on payouts.
Lucid Trading allows a maximum of 6 payouts before transitioning to a live account, while My Funded Futures allows 5. After reaching the cap, payout restrictions typically relax on the live account.
Lucid Trading requires a $2,000 safety net buffer before your first payout — you must earn above starting balance plus this amount. My Funded Futures has no safety net requirement.
Maximum per withdrawal request: Lucid Trading caps at $2,000, while My Funded Futures caps at $2,000.
Overall, Lucid Trading scores higher (75 vs 60) on our trader-friendliness index. Key advantages: lower starting cost, more forgiving drawdown rules, faster path to funded, better profit split, fewer trading restrictions, more lenient inactivity policy. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.