A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Required model inputs are unavailable from ordinary public material, so this output should not be used for ranking or scenario decisions.
Lucid Trading is $74 cheaper to get started. Lucid Trading charges $140 one-time. My Funded Futures charges $214/mo (monthly subscription). My Funded Futures currently has an active promotion which may further reduce cost.
Lucid Trading uses EOD Trailing drawdown at 4% ($100 buffer once locked at initial), while My Funded Futures uses EOD Trailing ($3,100 buffer once locked at initial). Lock behavior differs: Lucid Trading — locks at $50,100 after $2,100 profit, while My Funded Futures — locks at $100,100 after $3,100 profit.
No timing winner is declared until both selected paths have formula-ready public evidence. Lucid Trading: Missing public evidence: Selected Economic Product. My Funded Futures: Missing public evidence: Buffer Clearance Required, Selected Economic Product.
Lucid Trading offers up to 90% profit split(On Demand payouts, $500 min), while My Funded Futures offers up to 90%(Daily payouts, $500 min).
When comparing withdrawal frequency, the gap between payouts matters. Lucid Trading requires 5 profitable trading days between each withdrawal, while My Funded Futures requires 0 profitable trading days. At 20 trading days per month, that means Lucid Trading can request roughly 4 payouts per month versus My Funded Futures's 20.
My Funded Futures requires 1 trading day between payout requests. Lucid Trading has no minimum trading day gap between payouts.
Lucid Trading requires a minimum of $150 daily profit for a day to count toward payout eligibility. My Funded Futures has no qualifying day minimum.
Lucid Trading limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. My Funded Futures has no percentage-of-profit cap on payouts.
Lucid Trading caps funded accounts at 5 payouts before requiring a transition to a live account. My Funded Futures has no maximum payout count.
Both firms require a safety net before payouts: Lucid Trading at $2,000 and My Funded Futures at $3,100. You must build this buffer above your starting balance before requesting your first withdrawal.
Lucid Trading caps each withdrawal at $2,000 per request. My Funded Futures has no per-request cap.
Lucid Trading is more flexible overall. Automation: Lucid Trading allows bots and algo trading while My Funded Futures prohibits it — a critical difference for systematic traders. Both require flat-by deadlines: Lucid Trading at 4:45 PM EST, My Funded Futures at 4:10 PM EST.
Starting at $100 · One-time fee (no subscription)
News trading allowed · Only 2 min trading days
News trading OK · No consistency rule
News trading allowed · Only 2 min trading days
Starting at $62.5 · Active promo code available
News trading OK · No consistency rule
Both firms work well for budget traders and day traders and scalpers and conservative / grinders. Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Lucid Trading reaches break-even on day 10 while My Funded Futures reaches it on day 20. Lucid Trading costs $74 less to get started. My Funded Futures projects $963/mo more in funded earnings.
Choose Lucid Trading if you want:
Choose My Funded Futures if you want:
Overall, Lucid Trading scores higher (75 vs 69) on our trader-friendliness index. Key advantages: lower starting cost, more forgiving drawdown rules, fewer trading restrictions, no daily earning cap, more lenient inactivity policy. That said, My Funded Futures wins on more lenient consistency rules. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.
Comparing Lucid Trading or My Funded Futures with another firm? See all comparisons