A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Current public evidence favors Purdia Capital for the balanced model.
Topstep is $111 cheaper to get started. Purdia Capital charges $179/mo (monthly subscription) plus a $130 activation fee. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.
Topstep gets you funded faster, with an estimated ~10 days to first payout (2d eval + 5d winning + 3d processing). Purdia Capital has no consistency rule, meaning you could pass the evaluation in a single profitable day. Topstep requires your best day to be no more than 50% of total profit.
Purdia Capital offers up to 90% profit split(Daily payouts, $3,000 min), while Topstep offers up to 90%(Daily payouts, $125 min).
When comparing withdrawal frequency, the gap between payouts matters. Purdia Capital requires 5 profitable trading days between each withdrawal, while Topstep requires 5 profitable trading days. At 20 trading days per month, that means Purdia Capital can request roughly 4 payouts per month versus Topstep's 4.
Topstep requires 5 trading days between payout requests. Purdia Capital has no minimum trading day gap between payouts.
Topstep requires a minimum of daily profit for a day to count toward payout eligibility. has no qualifying day minimum.
Purdia Capital is more flexible overall. Overnight holding: Purdia Capital allows it while Topstep does not — important for swing traders. : allowed at Purdia Capital but restricted at Topstep.
News trading allowed · Only 5 min trading days
News trading OK · No consistency rule
News trading allowed · Only 2 min trading days
News trading OK · No consistency rule
Both firms work well for day traders and scalpers. Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Purdia Capital reaches break-even (never) while Topstep reaches it on day 12. Topstep costs $111 less to get started. Topstep projects $4,380/mo more in funded earnings.
Choose Purdia Capital if you want:
Comparing Purdia Capital or Topstep with another firm? See all comparisons
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Some model inputs are visible in ordinary public material, but one or more public fields are missing or unavailable.
Purdia Capital uses EOD Trailing drawdown at 4% ($2,000 buffer once locked at initial), while Topstep uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Both have daily loss limits: Purdia Capital at $1,000, Topstep at $1,000. Topstep's daily loss limit is a soft mechanism (pause until next day), while Purdia Capital has no such soft protection.
Topstep limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. Purdia Capital has no percentage-of-profit cap on payouts.
Topstep caps each withdrawal at $5,000 per request. Purdia Capital has no per-request cap.
Overall, Topstep scores higher (69 vs 68) on our trader-friendliness index. Key advantages: lower starting cost, faster path to funded. That said, Purdia Capital wins on fewer trading restrictions, more lenient consistency rules. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.