A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
This public economics comparison uses ordinary public product/help/rule material and values derived from it. Required model inputs are unavailable from ordinary public material, so this output should not be used for ranking or scenario decisions.
Topstep is $111 cheaper to get started. Purdia Capital charges $179/mo (monthly subscription) plus a $130 activation fee. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.
Purdia Capital's daily loss limit is a soft breach — the account pauses rather than fails. Topstep's daily loss limit is a hard breach — hitting it immediately disqualifies the account.
Purdia Capital uses EOD Trailing drawdown at 4% ($2,000 buffer once locked at initial), while Topstep uses EOD Trailing at 4% ($2,000 buffer once locked at initial). Purdia Capital also has a $1,000 daily loss limit, while Topstep does not.
Topstep gets you funded faster, with an estimated ~2 days to first payout (2d eval). Purdia Capital has no consistency rule, meaning you could pass the evaluation in a single profitable day. Topstep requires your best day to be no more than 50% of total profit.
Purdia Capital offers up to 90% profit split(Daily payouts), while Topstep offers up to 90%(Daily payouts).
Both firms have similar trading restrictions.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Purdia Capital reaches break-even on day 12 while Topstep reaches it on day 12. Topstep costs $111 less to get started. Purdia Capital projects $4,500/mo more in funded earnings.
Choose Purdia Capital if you want:
Choose Topstep if you want:
Overall, Topstep scores higher (79 vs 70) on our trader-friendliness index. Key advantages: lower starting cost, more forgiving drawdown rules, faster path to funded. That said, Purdia Capital wins on more lenient consistency rules. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.
Comparing Purdia Capital or Topstep with another firm? See all comparisons