A detailed breakdown of how these two firms compare across costs, drawdown rules, payout structure, and trading restrictions.
Topstep is $111 cheaper to get started. Purdia Capital charges $179/mo (monthly subscription) plus a $130 activation fee. Topstep charges $49/mo (monthly subscription) plus a $149 activation fee.
5 min trading days
5d eval + 5d winning + 24d processing
50% consistency → need 2+ profitable days
2d eval + 5d winning + 3d processing
Topstep gets you funded faster, with an estimated ~10 days to first payout (2d eval + 5d winning + 3d processing). Purdia Capital has no consistency rule, meaning you could pass the evaluation in a single profitable day. Topstep requires your best day to be no more than 50% of total profit.
Purdia Capital offers up to 90% profit split(Daily payouts, $3,000 min), while Topstep offers up to 100%(Daily payouts, $125 min). The 10 percentage point difference in profit split can add up significantly over time — on a $10,000 profit, that's $1,000 more in your pocket.
When comparing withdrawal frequency, the gap between payouts matters. Purdia Capital requires 5 profitable trading days between each withdrawal, while Topstep requires 5 profitable trading days. At 20 trading days per month, that means Purdia Capital can request roughly 4 payouts per month versus Topstep's 4.
Purdia Capital is more flexible overall.
Automation & bots allowed · News trading OK
Overnight holding allowed · No flat-by requirement
News trading allowed · Only 5 min trading days
Automation & bots allowed · News trading OK
News trading allowed · Only 2 min trading days
Both firms work well for scalpers and day traders. Purdia Capital is a stronger fit for swing traders and budget traders (overnight holding allowed). Explore all trading styles to see which firms match your approach.
Based on $500/day profit, 20 trading days/month, 55% win rate
At $500/day profit, Purdia Capital reaches break-even (never) while Topstep reaches it on day 12. Topstep costs $111 less to get started. Topstep projects $4,880/mo more in funded earnings.
Choose Purdia Capital if you want:
Choose Topstep if you want:
Topstep requires a minimum of $150 daily profit for a day to count toward payout eligibility. Purdia Capital has no qualifying day minimum.
Topstep limits each payout to 50% of accumulated profit, keeping the remainder as an account buffer. Purdia Capital has no percentage-of-profit cap on payouts.
Topstep caps each withdrawal at $5,000 per request. Purdia Capital has no per-request cap.
Overall, Topstep scores higher (72 vs 68) on our trader-friendliness index. Key advantages: lower starting cost, faster path to funded, better profit split. That said, Purdia Capital wins on fewer trading restrictions, more lenient consistency rules. See the full glossary to understand any unfamiliar terms, or explore trading styles to find the best firm for your approach.